Actual Cash Value Calculator
Calculate the Actual Cash Value (ACV) using customizable depreciation rates.
Calculate Value
Estimated ACV
$0.00
ACV Formula
ACV = RCV - (DPR × RCV × AGE)
Standardized Variables
| Depreciation Limit | Maximum 90% (for functional items still in use) |
| Rates |
Refrigerator rate is 6.67% Washing Machines & Dryers: 10% Couches & Upholstered Furniture: 14% to 20% Wood Furniture (e.g., dining tables, dressers): 5% to 10% Televisions (LED/OLED): 15% to 20% per year. Laptops & Computers: 20% to 30% Mattresses: 10% to 14% Carpeting: 10% to 20% Lawn Mowers (Riding & Push): 10% to 15% Bicycles: 10% to 15% Cars: 10% to 20% in its first year and around 10% to 15% the rest of the years |
Note: Lifespan varies by build quality, maintenance, and environment. This tool serves as a general guide only.